Emigrant Direct offering 5.15%

A while back, I wrote about the 5.05% saving rate being offered by HSBC. That seemed like a great rate; until Emigrant Direct started offering 5.15%. I have an account at both HSBC and EmigrantDirect. The one thing I like about Emigrant Direct is that ‘online transfers’ are very fast compared to HSBC. Come on HSBC; lets see you raise up that rate

Isn’t it great to be earning over 5% on your money; with absolutely no risks..